Revolutionary Housing Scheme

Your Path to Homeownership

Build a fair rightdosh Score through consistent budgeting, get matched with investors, and own your home through affordable payments.

742rightdosh Score

You're on Track

You need 800 points to qualify for the housing scheme. Keep up your consistent budgeting!

742/800 — 58 points to go

Scheme Qualification Tracker

Meet all criteria to unlock investor matching

0/4 criteria met

Overall Qualification Readiness70%

4 criteria still needed before you qualify

rightdosh Score

742pts / 800pts

93%

58pts to go

Deposit Saved

£1,850 / £5,000

37%

£3,150 to go

Budgeting Consistency

5mo / 6mo

83%

1mo to go

Account Tenure

4mo / 6mo

67%

2mo to go

Savings Journey

Track your progress toward your deposit target

37% of £5,000

Saved

£1,850

Monthly

£220

To Go

£3,150

Projected Growth vs Target

Milestone Progress

Now

37%

£1,850

+3 mo

50%

£2,510

+6 mo

63%

£3,170

+9 mo

77%

£3,830

+12 mo

90%

£4,490

Projection assumes a steady £220/month saving rate. Increase your rate to reach your target sooner.

Deposit Timeline Calculator

Estimate when you'll reach your deposit goal

Deposit Goal (£)

Already Saved (£)

Monthly Saving Rate (£)

Great pace — you're on track for the housing scheme.

Estimated time to goal

1yr3mo

Projected completion: December 2027

Progress to deposit37%

£1,850 saved of £5,000 · £3,150 to go

Your Housing Journey

Build Your rightdosh Score

Demonstrate consistent budgeting, responsible spending, and financial progress through the app.

Reach Qualification Threshold
In Progress

Hit the minimum score required to enter the housing scheme. Your score reflects real behaviour, not just credit history.

Get Matched with Investors

Qualified users are matched with vetted housing investors who are ready to purchase property on your behalf.

Investor Purchases Property

The matched investor buys the property. You choose the home that fits your needs and budget.

Affordable Structured Payments

Repay through affordable, loan-style payments structured around your actual income and expenses.

Full Home Ownership

At the end of the payment term, you fully own your home. The investor benefits from property appreciation.

Why It Works

Fair Assessment

Based on real-life behaviour, not just traditional credit scores

Accessible

Opens homeownership to people locked out of traditional mortgages

Win-Win

Investors benefit from appreciation; you build equity and ownership

Supported

Full financial coaching and support throughout your journey